We offer health plans suitable for individuals and families. We also provide access to healthcare for employees at small and medium-sized businesses or SMEs.
| ✅ Prescribed Medications |
| ✅ Specialist Consultations (Obstetrics & Gynea, Paedeatrician, Physician, Gen Surgion, Orthopaedics & Psychiatrics --- Covered (If required) |
| ✅ Management of Chronic Conditions (Hypertension & Diabetics & Arthritis Only) --- Covered Up to N120,000 per annum Only |
| ✅ Admissions (including feeding) --- Private Ward |
| ✅ Nursing care & Consumables |
| ✅ Prescribed Medications (Excluding Multi-vitamins & supplements) |
| ✅ Basic Radiological studies e.g. Plain x-ray &Ultrasonography (abdominal and Pelvic) |
| ✅ Laboratory Services- Hematological investigations, Microbiological investigations, Serology& Clinical chemistry |
| ✅ Spirometry, Electrocardiogram (ECG) - Rest & EEG-Electroencephalogram --- Covered (But EEG not covered) |
| ✅ Advanced and Complex Investigations e.g. Echocardiogram, CT scan, MRI, etc.. Once a year |
| ✅ Physiotherapy Sessions (Up to approved limits) --- NGN30,000 |
| ✅ Prescribed Physiotherapeutic appliances e.g. Cervical collar, Crutches |
| ✅ Antenatal care (Staff placed on family plan) --- Covered |
| ✅ Induction of labour & Normal delivery |
| ✅ Assisted delivery |
| ✅ Emergency or Medically indicated Elective Caesarean Section --- Global Surgical limit |
| ✅ Post-natal care |
| ✅ Family Planning Services - Pills, Injectables, IUCD, tubal ligation and Vasectomy (Within Surgical Limits) --- Covered Including Norplant or Implanon |
| ✅ Fertility services --- Counseling, USS, SFA, HSG, Hormonal profile |
| ✅ Primary Care including Circumcision, Ear piercing and Exchange Blood transfusion |
| ✅ Special Baby Care Unit (Intensive care Unit (Excluding life support) Phototherapy & Incubator care --- 6 days |
| ✅ Additional Immunizations (Varicella, Rotarix, Pneumococcal & MMR) |
| ✅ NPI Immunizations - BCG, Measles, DPT, Oral Polio, Vitamin A supplementation, Pentavalent |
| ✅ Local Evacuation within the Area (Hospital to Hospital & Road Side to Hospital) |
| ✅ Stabilization, Emergency drugs and Investigations (Including CT scan only) |
| ✅ Intensive Care Unit (ICU) excluding life support --- 5Days |
| ✅ Primary Dental Care- Examination, Basic dental treatment, Simple amalgam or composite filling, Scaling and polishing, Non-surgical extractions and Pain therapy/ relief, etc --- NGN 40,000.00 Limit |
| ✅ Secondary Dental Care- Surgical tooth extraction, Root canal treatment, etc --- NGN 40,000.00 Limit |
| ✅ Primary Eye Care- Consultation, Examination, Simple or primary infection or conditions and Medications & Optical Lenses --- Covered |
| ✅ Eye Surgeries --- As a part of Overall limit on Surgical services |
| ✅ Specialist Consultation, Treatment of ENT diseases and removal of foreign bodies --- Covered |
| ✅ ENT Surgeries --- As a part of Overall limit on Surgical services |
| ✅ Minor, Intermediate, Major Surgeries and Procedures --- Overall NGN 400,000.00 |
| ✅ Anesthesia, Surgical supplies/Consumables, administration of blood or blood products, etc. --- Overall NGN 500,000.00 |
| ✅ Renal Dialysis --- 4 sessions covered Only |
| ✅ Annual Health Screening at Designated centers (Pre-booked) --- Physical examination, Urinalysis, PCV, blood pressure, blood sugar, Lung/Pulmonary function test, Chest x-ray, ECG, serum cholesterol, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 years. |
| ✅ Structured Lifestyle management program (GYM) --- Covered (Principal Only) |
| ✅ Pharmacy benefits (Covered services Only) |
| ✅ On-site Health Checks, Health Talks/ Education forum or wellness fairs |
| ✅ HIV/AIDS- Diagnosis + Treatment at free Government centers |
| ✅ Cancer Care: Surgical + Radiotherapy & Chemotherapy, Auto immune diseases (All covered under same Limit) --- NGN 150,000 |
| ✅ Psychiatry cover up to 8 weeks (Out Patient care) |
| ✅ Covered; Only for Children Born on the scheme --- 100000 |