We offer health plans suitable for individuals and families. We also provide access to healthcare for employees at small and medium-sized businesses or SMEs.
| ✅ Prescribed Medications |
| ✅ Specialist Consultations (Obstetrics & Gynea, Paedeatrician, Physician, Gen Surgion, Orthopaedics & Psychiatrics --- Covered (If required) |
| ✅ Management of Chronic Conditions (Hypertension & Diabetics & Arthritis Only) --- Covered Up to N60,000 per annum Only |
| ✅ Admissions (including feeding) --- Standard Ward (General ward) |
| ✅ Nursing care & Consumables |
| ✅ Prescribed Medications (Excluding Multi-vitamins & supplements) |
| ✅ Basic Radiological studies e.g. Plain x-ray &Ultrasonography (abdominal and Pelvic) |
| ✅ Laboratory Services- Hematological investigations, Microbiological investigations, Serology& Clinical chemistry |
| ✅ Spirometry, Electrocardiogram (ECG) - Rest & EEG-Electroencephalogram --- Covered (But EEG not covered) |
| ✅ Physiotherapy Sessions (Up to approved limits) --- 2 Sessions |
| ✅ Antenatal care (Staff placed on family plan) |
| ✅ Induction of labour & Normal delivery |
| ✅ Assisted delivery --- Covered Up to NGN 80,000.00 limit |
| ✅ Emergency or Medically indicated Elective Caesarean Section --- Global Surgical limit |
| ✅ Post-natal care |
| ✅ Family Planning Services - Pills, Injectables, IUCD, tubal ligation and Vasectomy (Within Surgical Limits) --- Covered Pills Only |
| ✅ Fertility services --- Counseling Only |
| ✅ Primary Care including Circumcision, Ear piercing and Exchange Blood transfusion --- Covered but not covered for Exchange Blood transfusion |
| ✅ NPI Immunizations - BCG, Measles, DPT, Oral Polio, Vitamin A supplementation, Pentavalent --- Covered As Stated |
| ✅ Local Evacuation within the Area (Hospital to Hospital & Road Side to Hospital) |
| ✅ Stabilization, Emergency drugs and Investigations (Including CT scan only) --- Covered Excluding CT Scan |
| ✅ Intensive Care Unit (ICU) excluding life support --- Covered Upto 12hrs Only |
| ✅ Primary Dental Care- Examination, Basic dental treatment, Simple amalgam or composite filling, Scaling and polishing, non-surgical extractions and Pain therapy/ relief, etc |
| ✅ Secondary Dental Care- Surgical tooth extraction, Root canal treatment, etc --- NGN 12,000.00 Approved Limit |
| ✅ Primary Eye Care- Consultation, Examination, Simple or primary infection or conditions and Medications, Frames & Optical Lenses (Biennial) --- Covered Up to NGN 12,000.00 Limit |
| ✅ Eye Surgeries --- As a part of Overall limit on Surgical services |
| ✅ Specialist Consultation, Treatment of ENT diseases and removal of foreign bodies --- Covered Up to NGN 5,000.00 per annum |
| ✅ ENT Surgeries --- As a part of Overall limit on Surgical services |
| ✅ Minor, Intermediate, Major Surgeries and Procedures |
| ✅ Anesthesia, Surgical supplies/Consumables, administration of blood or blood products, etc. --- Overall NGN 150,000.00 |
| ✅ Renal Dialysis --- 1 Session |
| ✅ Annual Health Screening at Designated centers (Pre-booked) --- Physical examination, Urinalysis, PCV, blood pressure, blood sugar, BMI |
| ✅ Pharmacy benefits (Covered services Only) |
| ✅ On-site Health Checks, Health Talks/ Education forum or wellness fairs (Quarterly) |
| ✅ HIV/AIDS- Diagnosis + Treatment at free Government centers |
| ✅ Cancer Care: Surgical + Radiotherapy & Chemotherapy, Auto immune diseases (All covered under same Limit) --- NGN 30,000 |
| ✅ Psychiatry cover up to 8 weeks (Out Patient care) |
| ✅ Congenital Abnormalities --- Only for Children Born on the scheme NGN100,000 |