We offer health plans suitable for individuals and families. We also provide access to healthcare for employees at small and medium-sized businesses or SMEs.
PER ANNUM
NGN 195,646.85FAMILY
NGN 55,899.10 INDIVIDUAL
PLAN BENEFITS
| Prescribed Medications |
| Specialist Consultations (Obstetrics & Gynea, Paedeatrician, Physician, Gen Surgion, Orthopaedics & Psychiatrics --- Standard Ward (General ward) |
| Management of Chronic Conditions (Hypertension & Diabetics & Arthritis Only) --- Covered Up to N30,000 per annum Only |
| Admissions (including feeding) --- Standard Ward (General ward) |
| Nursing care & Consumables |
| Prescribed Medications (Excluding Multi-vitamins & supplements) |
| Basic Radiological studies e.g. Plain x-ray &Ultrasonography (abdominal and Pelvic) |
| Laboratory Services- Hematological investigations, Microbiological investigations, Serology& Clinical chemistry |
| Spirometry, Electrocardiogram (ECG) - Rest & EEG-Electroencephalogram --- Covered (But EEG not covered) |
| Physiotherapy Sessions (Up to approved limits) --- N10,000 |
| Prescribed Physiotherapeutic appliances e.g. Cervical collar, Crutches |
| Antenatal care (Staff placed on family plan) --- Covered |
| Induction of labour & Normal delivery |
| Assisted delivery |
| Emergency or Medically indicated Elective Caesarean Section --- Global Surgical limit |
| Post-natal care |
| Family Planning Services - Pills, Injectables, IUCD, tubal ligation and Vasectomy (Within Surgical Limits) --- Covered |
| Fertility services --- Counseling Only |
| Primary Care including Circumcision, Ear piercing and Exchange Blood transfusion --- Covered |
| Special Baby Care Unit (Intensive care Unit (Excluding life support) Phototherapy & Incubator care --- 1 day |
| NPI Immunizations - BCG, Measles, DPT, Oral Polio, Vitamin A supplementation, Pentavalent |
| Local Evacuation within the Area (Hospital to Hospital & Road Side to Hospital) |
| Stabilization, Emergency drugs and Investigations (Including CT scan only) --- Covered Excluding CT Scan |
| Intensive Care Unit (ICU) excluding life support --- 24Hrs |
| Primary Dental Care- Examination, Basic dental treatment, Simple amalgam or composite filling, Scaling and polishing, Non-surgical extractions and Pain therapy/ relief, etc --- NGN 15,000.00 Limit |
| Secondary Dental Care- Surgical tooth extraction, Root canal treatment, etc --- NGN 15,000.00 Limit |
| Primary Eye Care- Consultation, Examination, Simple or primary infection or conditions and Medications & Optical Lenses --- Covered |
| Eye Surgeries --- As a part of Overall limit on Surgical services |
| Specialist Consultation, Treatment of ENT diseases and removal of foreign bodies --- Covered |
| ENT Surgeries --- As a part of Overall limit on Surgical services |
| Minor, Intermediate, Major Surgeries and Procedures --- Overall NGN 250,000.00 |
| Anesthesia, Surgical supplies/Consumables, administration of blood or blood products, etc. --- Overall NGN 250,000.00 |
| Annual Health Screening at Designated centers (Pre-booked) --- Physical examination, Urinalysis, PCV, blood pressure |
| Structured Lifestyle management program (GYM) --- Covered (Principal Only) |
| Pharmacy benefits (Covered services Only) |
| On-site Health Checks, Health Talks/ Education forum or wellness fairs |
| HIV/AIDS- Diagnosis + Treatment at free Government centers |
| Cancer Care: Surgical + Radiotherapy & Chemotherapy, Auto immune diseases (All covered under same Limit) --- NGN 50,000 |
| Psychiatry cover up to 8 weeks (Out Patient care) |
| Covered; Only for Children Born on the scheme --- 100000 |
PER ANNUM
NGN 236,134.04FAMILY
NGN 65,592.79INDIVIDUAL
PLAN BENEFITS
| Prescribed Medications |
| Specialist Consultations (Obstetrics & Gynea, Paedeatrician, Physician, Gen Surgion, Orthopaedics & Psychiatrics --- Covered (If required) |
| Management of Chronic Conditions (Hypertension & Diabetics & Arthritis Only) --- Covered Up to N50,000 per annum Only |
| Admissions (including feeding) --- Semi Private Ward |
| Nursing care & Consumables |
| Prescribed Medications (Excluding Multi-vitamins & supplements) |
| Basic Radiological studies e.g. Plain x-ray &Ultrasonography (abdominal and Pelvic) |
| Laboratory Services- Hematological investigations, Microbiological investigations, Serology& Clinical chemistry |
| Spirometry, Electrocardiogram (ECG) - Rest & EEG-Electroencephalogram --- Covered (But EEG not covered) |
| Advanced and Complex Investigations e.g. Echocardiogram, CT scan, MRI, etc.. Once a year --- CT ONLY |
| Physiotherapy Sessions (Up to approved limits) --- NGN15,000 |
| Prescribed Physiotherapeutic appliances e.g. Cervical collar, Crutches |
| Antenatal care (Staff placed on family plan) --- Covered |
| Induction of labour & Normal delivery |
| Assisted delivery |
| Emergency or Medically indicated Elective Caesarean Section --- Global Surgical limit |
| Post-natal care |
| Family Planning Services - Pills, Injectables, IUCD, tubal ligation and Vasectomy (Within Surgical Limits) --- Covered |
| Fertility services --- Counseling, SFA & USS Only |
| Primary Care including Circumcision, Ear piercing and Exchange Blood transfusion --- Covered |
| Special Baby Care Unit (Intensive care Unit (Excluding life support) Phototherapy & Incubator care --- 2 days |
| NPI Immunizations - BCG, Measles, DPT, Oral Polio, Vitamin A supplementation, Pentavalent |
| Local Evacuation within the Area (Hospital to Hospital & Road Side to Hospital) |
| Stabilization, Emergency drugs and Investigations (Including CT scan only) |
| Intensive Care Unit (ICU) excluding life support --- 48Hrs |
| Primary Dental Care- Examination, Basic dental treatment, Simple amalgam or composite filling, Scaling and polishing, Non-surgical extractions and Pain therapy/ relief, etc --- NGN 20,000.00 Limit |
| Secondary Dental Care- Surgical tooth extraction, Root canal treatment, etc --- NGN 20,000.00 Limit |
| Primary Eye Care- Consultation, Examination, Simple or primary infection or conditions and Medications & Optical Lenses --- Covered |
| Eye Surgeries --- As a part of Overall limit on Surgical services |
| Specialist Consultation, Treatment of ENT diseases and removal of foreign bodies --- Covered |
| ENT Surgeries --- As a part of Overall limit on Surgical services |
| Minor, Intermediate, Major Surgeries and Procedures --- Overall NGN 300,000.00 |
| Anesthesia, Surgical supplies/Consumables, administration of blood or blood products, etc. --- Overall NGN 300,000.00 |
| Renal Dialysis --- 2 sessions covered Only |
| Annual Health Screening at Designated centers (Pre-booked) --- Physical examination, Urinalysis, PCV, blood pressure, serum cholesterol |
| Structured Lifestyle management program (GYM) --- Covered (Principal Only) |
| Pharmacy benefits (Covered services Only) |
| On-site Health Checks, Health Talks/ Education forum or wellness fairs |
| HIV/AIDS- Diagnosis + Treatment at free Government centers |
| Cancer Care: Surgical + Radiotherapy & Chemotherapy, Auto immune diseases (All covered under same Limit) --- NGN 80,000 |
| Psychiatry cover up to 8 weeks (Out Patient care) |
| Covered; Only for Children Born on the scheme --- 100000 |
PER ANNUM
NGN 452,897.50FAMILY
NGN 105,325.00INDIVIDUAL
PLAN BENEFITS
| Prescribed Medications |
| Specialist Consultations (Obstetrics & Gynea, Paedeatrician, Physician, Gen Surgion, Orthopaedics & Psychiatrics --- Covered (If required) |
| Management of Chronic Conditions (Hypertension & Diabetics & Arthritis Only) --- Covered Up to N70,000 per annum Only |
| Admissions (including feeding) --- Private Ward |
| Nursing care & Consumables |
| Prescribed Medications (Excluding Multi-vitamins & supplements) |
| Basic Radiological studies e.g. Plain x-ray &Ultrasonography (abdominal and Pelvic) |
| Laboratory Services- Hematological investigations, Microbiological investigations, Serology& Clinical chemistry |
| Spirometry, Electrocardiogram (ECG) - Rest & EEG-Electroencephalogram --- Covered (But EEG not covered) |
| Advanced and Complex Investigations e.g. Echocardiogram, CT scan, MRI, etc.. Once a year |
| Physiotherapy Sessions (Up to approved limits) --- NGN20,000 |
| Prescribed Physiotherapeutic appliances e.g. Cervical collar, Crutches |
| Antenatal care (Staff placed on family plan) --- Covered |
| Induction of labour & Normal delivery |
| Assisted delivery |
| Emergency or Medically indicated Elective Caesarean Section --- Global Surgical limit |
| Post-natal care |
| Family Planning Services - Pills, Injectables, IUCD, tubal ligation and Vasectomy (Within Surgical Limits) --- Covered Including Norplant or Implanon |
| Fertility services --- Counseling, USS, SFA, HSG, Hormonal profile |
| Primary Care including Circumcision, Ear piercing and Exchange Blood transfusion --- Covered |
| Special Baby Care Unit (Intensive care Unit (Excluding life support) Phototherapy & Incubator care --- 4 days |
| Additional Immunizations (Varicella, Rotarix, Pneumococcal & MMR) |
| NPI Immunizations - BCG, Measles, DPT, Oral Polio, Vitamin A supplementation, Pentavalent |
| Local Evacuation within the Area (Hospital to Hospital & Road Side to Hospital) |
| Stabilization, Emergency drugs and Investigations (Including CT scan only) |
| Intensive Care Unit (ICU) excluding life support --- 72Hrs |
| Primary Dental Care- Examination, Basic dental treatment, Simple amalgam or composite filling, Scaling and polishing, Non-surgical extractions and Pain therapy/ relief, etc --- NGN 30,000.00 Limit |
| Secondary Dental Care- Surgical tooth extraction, Root canal treatment, etc --- NGN 30,000.00 Limit |
| Primary Eye Care- Consultation, Examination, Simple or primary infection or conditions and Medications & Optical Lenses --- Covered |
| Eye Surgeries --- As a part of Overall limit on Surgical services |
| Specialist Consultation, Treatment of ENT diseases and removal of foreign bodies --- Covered |
| ENT Surgeries --- As a part of Overall limit on Surgical services |
| Minor, Intermediate, Major Surgeries and Procedures --- Overall NGN 400,000.00 |
| Anesthesia, Surgical supplies/Consumables, administration of blood or blood products, etc. --- Overall NGN 400,000.00 |
| Renal Dialysis --- 3 sessions covered Only |
| Annual Health Screening at Designated centers (Pre-booked) --- Physical examination, Urinalysis, PCV, blood pressure, blood sugar, Lung/Pulmonary function test, Chest x-ray, ECG, serum cholesterol, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 years. |
| Structured Lifestyle management program (GYM) --- Covered (Principal Only) |
| Pharmacy benefits (Covered services Only) |
| On-site Health Checks, Health Talks/ Education forum or wellness fairs |
| HIV/AIDS- Diagnosis + Treatment at free Government centers |
| Cancer Care: Surgical + Radiotherapy & Chemotherapy, Auto immune diseases (All covered under same Limit) --- NGN 100,000 |
| Psychiatry cover up to 8 weeks (Out Patient care) |
| Covered; Only for Children Born on the scheme --- 100000 |
PER ANNUM
NGN 918,500.22FAMILY
NGN 204,111.16INDIVIDUAL
PLAN BENEFITS
| Prescribed Medications |
| Specialist Consultations (Obstetrics & Gynea, Paedeatrician, Physician, Gen Surgion, Orthopaedics & Psychiatrics --- Covered (If required) |
| Management of Chronic Conditions (Hypertension & Diabetics & Arthritis Only) --- Covered Up to N90,000 per annum Only |
| Admissions (including feeding) --- Private Ward |
| Nursing care & Consumables |
| Prescribed Medications (Excluding Multi-vitamins & supplements) |
| Basic Radiological studies e.g. Plain x-ray &Ultrasonography (abdominal and Pelvic) |
| Laboratory Services- Hematological investigations, Microbiological investigations, Serology& Clinical chemistry |
| Spirometry, Electrocardiogram (ECG) - Rest & EEG-Electroencephalogram --- Covered (But EEG not covered) |
| Advanced and Complex Investigations e.g. Echocardiogram, CT scan, MRI, etc.. Once a year |
| Physiotherapy Sessions (Up to approved limits) --- NGN30,000 |
| Prescribed Physiotherapeutic appliances e.g. Cervical collar, Crutches |
| Antenatal care (Staff placed on family plan) --- Covered |
| Induction of labour & Normal delivery |
| Assisted delivery |
| Emergency or Medically indicated Elective Caesarean Section --- Global Surgical limit |
| Post-natal care |
| Family Planning Services - Pills, Injectables, IUCD, tubal ligation and Vasectomy (Within Surgical Limits) --- Covered Including Norplant or Implanon |
| Fertility services --- Counseling, USS, SFA, HSG, Hormonal profile |
| Primary Care including Circumcision, Ear piercing and Exchange Blood transfusion |
| Special Baby Care Unit (Intensive care Unit (Excluding life support) Phototherapy & Incubator care --- 6 days |
| Additional Immunizations (Varicella, Rotarix, Pneumococcal & MMR) |
| NPI Immunizations - BCG, Measles, DPT, Oral Polio, Vitamin A supplementation, Pentavalent |
| Local Evacuation within the Area (Hospital to Hospital & Road Side to Hospital) |
| Stabilization, Emergency drugs and Investigations (Including CT scan only) |
| Intensive Care Unit (ICU) excluding life support --- 5Days |
| Primary Dental Care- Examination, Basic dental treatment, Simple amalgam or composite filling, Scaling and polishing, Non-surgical extractions and Pain therapy/ relief, etc --- NGN 40,000.00 Limit |
| Secondary Dental Care- Surgical tooth extraction, Root canal treatment, etc --- NGN 40,000.00 Limit |
| Primary Eye Care- Consultation, Examination, Simple or primary infection or conditions and Medications & Optical Lenses --- Covered |
| Eye Surgeries --- As a part of Overall limit on Surgical services |
| Specialist Consultation, Treatment of ENT diseases and removal of foreign bodies --- Covered |
| ENT Surgeries --- As a part of Overall limit on Surgical services |
| Minor, Intermediate, Major Surgeries and Procedures --- Overall NGN 400,000.00 |
| Anesthesia, Surgical supplies/Consumables, administration of blood or blood products, etc. --- Overall NGN 500,000.00 |
| Renal Dialysis --- 4 sessions covered Only |
| Annual Health Screening at Designated centers (Pre-booked) --- Physical examination, Urinalysis, PCV, blood pressure, blood sugar, Lung/Pulmonary function test, Chest x-ray, ECG, serum cholesterol, annual mammogram, cervical smears every 2 years for women > 30 years and above, PSA for men above 40 years. |
| Structured Lifestyle management program (GYM) --- Covered (Principal Only) |
| Pharmacy benefits (Covered services Only) |
| On-site Health Checks, Health Talks/ Education forum or wellness fairs |
| HIV/AIDS- Diagnosis + Treatment at free Government centers |
| Cancer Care: Surgical + Radiotherapy & Chemotherapy, Auto immune diseases (All covered under same Limit) --- NGN 150,000 |
| Psychiatry cover up to 8 weeks (Out Patient care) |
| Covered; Only for Children Born on the scheme --- 100000 |
